Life Insurance & Estate Planning
- Calculation of the proper amount of insurance to cover risk using sophisticated methods that take into consideration business holdings
- Helping you plan your estate and ensuring assets go where you want them to go
- Consultations with chartered accountants to reveiw current plans and help implement new ones
- Free, no obligation review of your current insurance and associated plan for a 2nd opininon
Living Benefits Insurance
- Critical Illness Insurance
- Disability Insurance
Financial & Business Planning
- Pension plans for small to medium sized businesses
- Health Spending Accounts
- Retirement Savings Plans
- Tax Efficient Segregated Fund Investment Planning
- Debt Reduction
Service Procedures
- Compilation of estate survey- lists net worth, estimated tax liability on estate, summary of other financial assets
- Availability to discuss any issues identified with other professional advisors (ie. lawyer, accountant, banker, etc)
- Provided (if applicable) with formal letter reviewing objectives, issues, alternatives, and recommendations
- Available at all times to assist in researching issues relating to estate, tax, investment and insurance planning
- Analysis of succession plans, shareholder agreements and risk management strategies
- On-going (monthly, semi-annual, or annual) updates
- Assistance in interpreting any other financial information that pertains to your portfolio
